In 2004 while my sister purchased a money order for me from Chase Manhattan for 100 dollars. Since I was not in dire need of 100 dollars at the time, I chose to keep my money order for a rainy day. As far as I know, money orders cannot expire, since they are fully paid for.
When I finally deposited the money order in early 2005, Chase Manhattan refused to pay, and I was charged by my bank for trying to cash a bad check.
I sent a written complaint to Chase Manhattan in New-York in 2005, visited a branch in Michigan in 2006, and talked to representatives on the telephone in both 2005 and 2006. None of this brought results.
I still possess the returned money order. Chase just unshamedly pocketed my sister's money.
Monetary Loss: $100.