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Need help with your loan modification? Have you been denied? Is your house in active foreclosure? We will help you get a loan modification resulting in lower monthly payment or a principal reduction or getting your account current.

We don't charge any fees unless you get approved for a modification. If your house is in foreclosure, please reply now. We need minimum 20 calendar days to get a modification for you. We will help you save your home by getting you a modification and avoid foreclosure.

You need to reply with the name of your

1.Mortgage company

2.Loan number

3. Your name and hardship.

Mortgage Relief Scams!

The possibility of losing your home to foreclosure can be terrifying. The reality that scam artists are preying on desperate homeowners is equally frightening. Many companies say they can get a change to your loan that will reduce your monthly mortgage payment or take other steps to save your home. Some claim that nearly all their customers get successful results and even offer a money-back guarantee. Others say they're affiliated with the government or your lender and still others promise the help of attorneys or real estate experts.

Unfortunately, many companies use half-truths and even outright lies to sell their services. They promise relief, but don't deliver. In fact, many of these companies leave their homeowner customers in worse financial shape.

The Federal Trade Commission (FTC), the nation's consumer protection agency, has a Rule in place to protect homeowners. The Mortgage Assistance Relief Services (MARS) Rule makes it illegal for companies to collect any fees until a homeowner has actually received an offer of relief from his or her lender and accepted it. That means even if you agree to have a company help you, you don't have to pay until it gets you the result you want.

If you're struggling to make mortgage payments or facing foreclosure, the FTC wants you to know how to recognize a mortgage assistance relief scam and exercise your rights under the new Rule. And even if the foreclosure process has already begun, the FTC and its law enforcement partners want you to know that legitimate options are available to help save your home.

Know your Rights

The FTC's MARS Rule gives you rights – and sets out requirements for people who sell mortgage assistance relief services:

You don't have to pay any money until the company delivers the results you want.

It's illegal for a company to charge you a penny until:'s given you a written offer for a loan modification or other relief from your lender; and you accept the offer.

2. The company also must give you a document from your lender showing the changes to your loan if you decide to accept your lender's offer. And the company must clearly tell you the total fee it will charge you for its services.

Will discuss fees once you reply. Remember, you don't have to pay any fees now but only after a modification is approved.


Jack White.

Mortgage Assistant.

Product or Service Mentioned: Chase Bank Mortgage.

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This is a scam too. The federal government and HUD offers FREE help to anyone behind on their mortgage.

You just have to contact the.

In most states, it is the law that when a mortgage company send you the initial NOTICE OF DEFAULT the have to include notices about these free programs. You should NEVER have to pay a fee for this.