Santa Barbara, California

Please know that a Class Action has been filed in the State of California against JPMorgan Chase. It is filed on a state by state basis under "unfair business practices" - if you wish to file one, please contact Irina Slavina, Esq. at This firm I contacted to investigate a class action. Also call Jay Murrell, 805 215 8622 - he can provide more information, as he is"in" a class action suit. JPMorgan Chase can not continue this unfair business practices any longer - it's all going to come out in the public!

We are all in this together.


Santa Barbara, CA

Product or Service Mentioned: Chase Bank Loan.

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Just throwing this out there...why would you want to file a class action lawsuit against Chase? Does everyone really understand how class action lawsuits generally work?

They typically end up as follows:

Monetary Damage Settlement - MINUS 30-40% For Attorney Fees = each plaintiff receives a "nominal amount" generally from hundreds of dollars to several thousand dollars.

This might cover a mortgage payment or two but is certainly NOT going to save your home.

There are some exceptions to this, however, history says otherwise. There are better formatted lawsuits available to deal with this particular type of issue.


IS anyone doing a class action in CT? We are filing ourselves against Chase but would love to go after them in a class action too.

They out right lied to us. I will have my day in court with them.


I would like information about any suits against chase in California. I was told in 2010 to stop making my loan payments so that I could qualify for a loan modification.

I had never been late on a loan mortgage in over 30 years but I did as they said.

I was put in the loan modification mode of paperwork requests for over two years. Then I was sent a foreclosure notice. While still being reviewed for modification. I was told that they would foreclose unless ( that I could not qualify for a modification as my home had equity )

I did not have the money to bring my loan current and lost my home.

They actually had me sign papers to stop modification in order to do a short sale! I agreed to the short sale as I had just had brain surgery and couldn't fight them anymore or under stand the paper work they continually had me update for my loan modification.

Really not 2 years later and recovered from surgery, I realize how they took my home when I really couldn't understand or think straight.

My home was all I had, My retirement and if I was healthy and of right mind I never would have agreed to sell my home in a short sale because of never being approved for a modification I never would have been involved in knowing they never had any intensions of approving.

I want my home back and all the stress and lies told to me to be redeemed from CHASE! BTW I was employed by Chase as a loan closer during the refi crunch (push the loans through) in 2003-2010...irony huh?


Tocuhdwon! That's a really cool way of putting it!


I too got a modification however they applied all fees on the back end which increased my mortgage. The house is now worth 110 and I owe 127,000.00. I sent them all the trial payments and it toook them a year to figure it out now I had to default on credit cards to pay for house.


been at modification for 3 years paid forebearance plans top floor is rented for 750 original balance in 2009 was $45,000 now 3 years later, $77,000 been going to court once a month for the last three years. ready to walk away any class action in CT if so


We are in CT. Chase has donr the same to us.

If you hear anything please let me now.


Was it legal for Chase to start a modification program, never send receipts, and make promise after promise of lies for over a year to customers? I thought that loan modification was like bank bail outs which i am quite sure Chase applied for from the White House.

They were suppose to help not drown the customers. The debts were raised to the customers and the financial breakthrough only went to Chase. What a shame!

Customer satisfaction is not Chase #1 goal. It is obvious.


I was three months behind in my payments due to my father's illness and death and out of work (teaching) for a while. I was offered and told by Chase that I could lower my payments and sign for a modification loan. That modification period by Chase was suppose to last for three months. I was told to make payments of $100.00 lower from my regular payment until the modification period was over. I was also told that my credit would not be reported as long as I was making the payments on time. Three months came. I made over 100 calls and only promises were given. Three months went to fifteen months and over 1000 calls to Chase from me. I still got promises and were told of the backlog of customers that they had.

Finally,I got a modification noyice that requested my signature and it had extended my loan for 30 more years and added $133,000 in finance charges. The total consolidation loan was #233,000.00. Had my payments been on time,my balance on my current loan would have been only 104,000.00.

I was forced toget a loan from another bank and catch up my payments totaling now over $8,000.00 or be ripped off by Chase with a 30 year mortgage totaling #233,000.00 for the same house. What an attempted ripoff. The payment of $8,000.00 was an overpayment that Chase requested. They NEVER sent me a receipt for payments during the modification period or a statement because thay said that it was against company policy. I was instructed to just keep making payments and make them on time or I would be ordered into foreclosure.

To date, Chase has not changed the credit reporting as being late during that rip off and deceitful modification period,they have not returned phone calls. They also should not have incurred any interest on my loan during that deceitful and lying modification tricky period. I would choose another bank immediately if Chase had helped with the points on my credit score as promised and not waste so much of my time lying and keeping me on hold with hope for nothing. Chase whole intent was to keep me hanging on for life and then drop a timebomb on me so that I could lose everything and they start the modification trick all over again with the same house and a new client. Chase's modification plan was definitely designed to help its customers fall while Chase gain. I definitrly want to be part of the class action lawsuit. God is Soverign. Whatsoever a man sows, that shall he also reap


I live in Ga, tried to get a modification from chase, original mortgage was 1188.00 after the modification mortgage went to 1405.00, I advised them that this amount was higher that the original mortgage, now my family and I are forced to do a short sale, so that the house will not go into foreclosure.


Hi..I am currently involved in a class action suit against Chase in New

York. We are looking for more plaintiff’s. If you live in NY and are in a trial payment plan and were denied a HAMP modification please contact

Lewis B. Oliver, Jr.

Oliver & Oliver

Attorneys at Law

156 Madison Avenue

Albany, NY 12202

(518) 463-7962


While I understand that all the goal of every business is to make money, I can't grasp Chase's concept. I have called so many times about how the debits and credits were processed it is sickening.

One payperiod, they fees nearly took my entire check. Chase is not right!


Dealing with Chase Mortgage is a daunting task. You have to beat your way through armies of bill collectors to acheive a loan modification.

They only bend if they are pressed with imminent BK threats, FTC complaints or litigation. We have completed many successful loan modification cases v.

Chase. Feel free to call us at 877.297.7011 or vistit


We don't think they have are deed what can we do




I was laid off from work at the end of March 2011, and was told by a neighbor that Chase would not modify our loan unless I was late. So I didn't make April payment.

They contacted me and I told them I was unemployed and that I qualified for and "unemployment forbearance". I filled out paper work and sent it in. Never heard back. They finally called and told me I didn't qualify for "unemployment mod" and that I needed to fill out paperwork for "loan modification".

Now it's July and they contact me to say I didn't fill out paperwork properly. I went to their website and print out the paperwork and send it in. They called my wife and spoke to her and began asking her questions (she didn't know anything because I was handling it - I was visiting my brother for 2 weeks in L.A.) my wife didn't know what to tell Chase and mentioned I was out of town and I would contact them when I got back. Chased called and I spoke to a rep who told me our house is now in foreclosure.

I asked what happened to the loan modification and he told me the file is sealed and that I needed to re-submit paper work. Again I went to the Chase website and printed loan modification paperwork, filled it out and sent it in (3rd time now). Got a call from a lady a week later; I explain everything all over again giving her our financials and employment situation. She tells me we qualify for loan modification then gives other numbers for HUD & Keepyourhomecalif web site info.

One day later I get a FedEx with same paperwork we filled out 3 time now, plus a denial letter stating we don't qualify for loan modification - no explanation why. I've never missed a payment and was never late prior to getting laid off. These banks are out of control. They got all this bailout $$$ and won't help the folks that got screwed by them writing bad loans to people undeserving.

My credit was perfect before this, I have zero balances on about 5 different credit cards and these banks are denying anyone and everyone. Financially, the banks make money on short sales in lieu of the government giving them a small dollar amount.


We have an appointment with our attorney but this is what Chase offered in our permanent Loan Modification after 3 years! Unbelievable!

We would be going from a P&I (only, no escrows) payment of $1,572.82 to $1,467.29. After 292 months of payments, we will have a balloon payment of $184,004.81 !!!!! Which means we will have to refinance or have a lot of $$$ in the bank at that time.

After the 292 payments at the same interest rate, we will still have a P&I payment of $1,044.75 for another 30 years, provided we can get financing.

With this scenario, we could be making mortgage payments for the next 54 years!!!


If any of you live in New York Please email me


please accept me into your class action lawsuit chase turn me down for a modification wanted to raise my mortgage payment higher then what i was paying.


I am looking for individuals to join me in a potential Class Action lawsuit against Chase Bank for violating my home owner rights and failing to follow Home Affordable Modification Program (HAMP) guidelines. Ifyou were approved for the trial period, made all of your scheduled payments on time,in New York State andthen you were denied for a modification, please contact me.

joejoe1815 @ gmail . com