I have been in the MHA modification program with Chase since 1/09. In 12/08 Chase told me that I had to DEFAULT on my mortgage in order to get any assistence with the mortgage ammount that I was struggling to make after the flooring market crashed here in Georgia. As a self employed home owner, my credit was very important to "our" life style. So, when I defaulted on my mortgage, following Chase's advice MY LIFE (CREDIT) was DESTROYED!!!
Now almost 2 years later, after paying a modified ammount for 15 months, Chase has sent me a modified mortgage agreement with a mortgage payment higher then my ORIGINAL one. When I finally got someone at Chase, my Relationship Manager, she told myself and the lady from a Help Hotline that this aggreement was a "take it or leave it kinda deal" and then hung up on us.
I am not signing this "agreement". I am not going to sign something that puts me and my family in worse shape. I started asking for help because the economy was getting hit hard in my line of work and my wife got and still is very sick. So we lost a great deal of our income. I have lost income for 4 consecutive years. Who does the MATH at Chase? Who do they think they are fooling? Can NO ONE SEE THIS?
Chase is trying to steal my house. After my tax payer money bailed them out. Chase is trying to STEAL my house. Is Chase just sitting back foreclosing on and collecting property? Why is Chase not being called to the mat? This is MY HOUSE, my FAMILY LIVES HERE, someone on the phone some where is telling me to take it or leave it.
I AM NOT TAKING IT NOR AM I LEAVING IT....this is MY HOUSE!!!!!!!!
Product or Service Mentioned: Chase Bank Mortgage.
Monetary Loss: $136.