Truckee, California
Not resolved

Chase is notorious for doing this! This is how they make a sizable chunk of change by manipulating funds. We've seen this on many accounts.

Your Accounting vs. Your Bank's Accounting

Most customers expect banks to take out money in chronological order like this:



10/2Gas Station$29.00$156.00

10/3Coffee Cafe$8.00$148.00

10/4Electronics$90.00$ 58.00


Since the overdraft happens on the last day, you would expect only one overdraft fee.

But that's not how your bank sees it. They've decided to process the largest transaction first:



10/4Electronics$90.00$35-$ 5.00

10/2Gas Station$29.00$35-$39.00


10/3Coffee Cafe$8.00$35-$52.00

Thanks to your CHASE'S creative accounting they can now charge you four extra overdraft fees! This is simply works out in their best interest. Steer clear of CHASE BANK.

This is a very common practice with them!

Good Luck

Product or Service Mentioned: Chase Bank Account.

Reason of review: Pricing issue.

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I cant do math either i always spend 105$ at the store and buy 5 smoothies when i have 50$ in my account and i hate how the smoothies aren't free.


I have made deposits after deposits to keep from getting overdraft fees and to keep my account from falling into the negatives, plus we get direct deposit and somehow it always goes into the negatives even if we haven't used the damn card.


So what you’re saying is even with the help of a computer you were still not smart enough not to overdraw your account and you feel the bank is at fault because you’re an idiot that can’t handle simple math....doesn’t matter when the transactions cleared (which is controlled by the merchant, the merchants bank n chase...not just chase as this idiot wants us to believe)’re an idiot and the person responsible for that is you and your family, not chase