I am a Chase customer. I received a check from an acquaintance drawn on Chase account and wanted to cash it.
I was asked if I had an account and when I did not want to provide my account number was advised that there would be a $6 fee to cash the check! How ridiculous! Chase has the means to determine if the check is good and after verifying my identity should really have no right to charge. Isn't that the whole basis of the checking account, it was meant to prevent people from having to carry around large amounts of cash that needed to be traded in to purchase items or pay bills.
The next time Grandma gives her grandkids a gift check, she better keep in mind the fact that the kid might not have a bank account at Chase and will be charged a fee.
Happy birthday, Merry Christmas and all the rest. Wow.
Product or Service Mentioned: Chase Bank Checking Account.