Filter by rating
filters
State:
Show
City:
Show
Product:
Show

Chase Bank in West Sacramento, California - Stopped paying.... still playing games

I stopped paying. Been denied twice before because "I didn't send them all the paperwork". Have witness' to verify what I am sending and that it's complete. STill being told I am missing documents. I was told to go to the bank and make a payment. The bank told me they cannot accept payments. I made three additional trial payments before that and they said they don't count as payments. Still in my house, payment free for over a year (if you don't count the 6 payments like they are). Seeing what happens next. Good luck to y'all in the same boat, I don't care anymore! Been looking for a rental when the ax falls!
View full review
Review
#199183 Review #199183 is a subjective opinion of poster.
Service
Chase Bank Loan

Chase Bank Loan Mod Lies and Mendacity

One more home. Early WAMU customer. We were told Late 2008 they would not discuss loand mod unless we were delinquent. After job loss and rental losses, we missed 5 pmts and after 100's of calls, hours of holding, many contradictory instructions, calls to Congresswoman etc, we got a "trial mod" with slight reduction in payment. During next 15 months they kept requesting "missing" documents, which was BS. They kept telling us completely different things; we were approved/declined/about to be approved. Our income was too high. Too low. Our home value was give three times, all different. (BPO was $375,000 or 625,000) Then in August 2010 they returned our loan payment. Then Sept. 5 they sent notice of trustee sale for sept 19th. We faxed more requests and documents, got that sale date cancelled and they fedexed a whole new loan application package. The original amout to redeem was about $11,000. During my many calls to them over the past two weeks, I was told many differnt things; we could appeal; we could not appeal; we could re-apply. No we cant reapply. Then amount we owed varied from $19,300 to $35,850 depending on when I called and who i talked to. The terms for "workout varied from no-terms, all cash or we sell it, to 2 years or 1 year. This has been an 18 month nightmare with no sign of ending. We are in the wierd position of having more equity than we owe, and the bank apparently would rather sell it and get their money now. I hope Jamie Dimon get gangrene.
View full review
Review
#199100 Review #199100 is a subjective opinion of poster.
Service
Chase Bank Loan

Chase Bank in Los Angeles, California - You have charged my Chase account $l49 for noting. Please refund this charge.

You have charged my Chase account with $l49 for which I have received nothing. Please refund this amount to me or my accout at Chase. You have all the information you need. I remember dealing with you and giving you myt charge card number but I have received nothing and I do not want to deal with someone who places a large charge on my credit card and gives me nothing. Please refund this amount $l49 as soon as possible. I do not have a name or item number to give you. Thank you for your courtesy in this matter. VLH
View full review
Review
#198734 Review #198734 is a subjective opinion of poster.
Product
Chase Bank Account

Chase Bank in Plano, Texas - Chase Home Mortgage: Collecting Escrow, Not Paying Bills

Chase Home Finance. Let's face it, none of us get to choose our Mortgagee - they get sold so often, you end up with what you get. In my case this was Chase, unfortunately. At some point in the past 6 months, they just stopped paying the insurance (for which they are collecting via Escrow). Several calls to them gives me the run-around. In summary, yes, they are collecting insurance into escrow. And no, they are not paying insurance. My question is why?? They were kind enough to suggest I should be happy and consider this "an interest free loan". Excuse me, I'm the one giving them cash up front for bills they are not paying! I eventually had to pay for the insurance to get my house back into the safety zone, since it had been cancelled. All the while, I'm still paying Chase for the insurance as well. I requested escrow be released and to pay taxes and insurance myself, so I don't have to pay for these things twice. They denied my request. So, I'm basically getting robbed every month by Chase Home Finance, and there's nothing I can do about it. Stay away - if you can.
View full review
2 comments
Anonymous
#298707

Did You get denied for Home Modification ?

Are You In Forclousure ?

Are You Behind on Your Mortgage ?

If you have fallen behind on your mortgage as a result of a loss of income

and can't refinance your mortage due to loan to value issues, I can potentially

help you avoid foreclosure!

We also specialize in chapter 7 and 13 Bankruptcy,affordable and professional.

WE CAN HELP YOU NO MATTER WHAT YOUR SITUATION.

Help is only a phone call away!

Contact us!!!!! 212 709 8141

Anonymous
#240764

I'm in the exact same situation.

View more comments (1)
Review
#198375 Review #198375 is a subjective opinion of poster.
Service
Chase Bank Mortgage
Please know that a Class Action has been filed in the State of California against JPMorgan Chase. It is filed on a state by state basis under "unfair business practices" - if you wish to file one, please contact Irina Slavina, Esq. at Islavina@edelson.com. This firm...
View full review
54 comments
Anonymous
#869994

Just throwing this out there...why would you want to file a class action lawsuit against Chase? Does everyone really understand how class action lawsuits generally work?

They typically end up as follows:

Monetary Damage Settlement - MINUS 30-40% For Attorney Fees = each plaintiff receives a "nominal amount" generally from hundreds of dollars to several thousand dollars.

This might cover a mortgage payment or two but is certainly NOT going to save your home.

There are some exceptions to this, however, history says otherwise. There are better formatted lawsuits available to deal with this particular type of issue.

View more comments
Review
#198232 Review #198232 is a subjective opinion of poster.
Service
Chase Bank Loan

Chase Bank in Houston, Texas - They wouldn't let me make payments!

I opened an account with my cousin to help her out because she was helping me take care of my daughter. The reason for it was so if my daughter needed anything that it wouldn't be a problem she could use my account. Well i was looking at my bank statement and it said $304 was transfered to another account, so I called the bank and it was from an account that my cousin had in 07 with washington mutual well I tried to see if I could get my money refunded and set up a payment arangement to pay it and they wont so now I can't pay my bills so chase could get their money. It was not even my debt but they don't care so now I can't pay my bills they are taking food and clothes off of my daughter's back over something that isn't even my fault I am a single dad that makes it from check to check and they took over $300 of my hard earned money for something that I couldn't help I am a 23 year old single father of a 7 year old girl I just don't understand how these people can be so heartless!!!!!!!!!!!!!!
View full review
Review
#197788 Review #197788 is a subjective opinion of poster.
Product
Chase Bank Account

JP Morgan Chase bank Screws Customers

I recieved an insurance pay out check in the mail from a company my folks dealt with when they were alive. My wife and I deposited the check and went about our lives. Two weeks later we found out our bank account was almost two thousand in the negative. Turns out the check was bounced by JP Morgan Chase. They decided it was "suspicious". The insurance company is good, the check was good, my bank accepted it without question. We can't get any info on JP Morgan chase to talk to anyone....all the contact info is hidden from customers. All we can find is advertising about how great they are and their history. Now I have to pay the fees and cover all the bounced checks because of THEIR actions. If I do something wrong I am held accountable....if THEY mess up, I am still held accountable? What kinda crooked company are they running here?
View full review
1 comment
Anonymous
#186721

With me working for a bank and dealing with larger insurance companies this is not the fault of Chase! Large insurance companies are often sending checks and are often putting stop payments on checks, sometimes mistakenly.

If you were actually smart you would contact the insurance company to clear up the issue, not the bank the check was drawn on.

In my experience people always like to blame the bank when it is not their fault, and just *** people who can't pull their head out of their *** to figure that out! Use your head and see how far you can go!!!

Review
#197172 Review #197172 is a subjective opinion of poster.
Product
Chase Bank Account
Loss
$2
My husband is the only one that has a job at the moment and Ive lost unemployment. We are having a hard time paying our mortgage but are trying our best never to go over 2months and normaly we do ok. Aug however we needed to pay the house insurance which was...
View full review
1 comment
Anonymous
#186447

When you're late you get charged fees.....If your unemployment ran out it's because you're sitting around on your butt not working for longer than you deserve. I'm sick of people losing their jobs and then just riding it out on unemployment until it runs out and then miraculously they find work within weeks of having no money coming in. You're bank isn't your LANDLORD you picked that house and if it's falling apart it's because you picked a piece of *** or you didn't take care of it...bet you just loooved it when you moved in right?

Review
#196960 Review #196960 is a subjective opinion of poster.
Service
Chase Bank Mortgage

Chase Bank in Andover, Minnesota - Get even with Chase for closing your account

I encourage evryone to get even with Chase credit company by having them send you a paper statement and by requesting a copy of the credit terms several times a month. They closed my 2 accounts after being a loyal customer for 15 years and trust me without notice. I used to use on line statement notice but no more. I'm making them pay for the mistake. Companies hate to pay for paper statements use thats why they encourage customers to sign up and get discounts. Well so sorry chase you don't respect my business and I don't respect you as a former customer. I'll pay my balances off but will make you pay for my statements. If we all do this as PISSED OFF customers then it'll stick it to them as it should be. PS please pass the word on to other sites......
View full review
Review
#196588 Review #196588 is a subjective opinion of poster.
Loss
$5000
I have been in the MHA modification program with Chase since 1/09. In 12/08 Chase told me that I had to DEFAULT on my mortgage in order to get any assistence with the mortgage ammount that I was struggling to make after the flooring market crashed here in Georgia. As a...
View full review
8 comments
Anonymous
#549085

please help anyone.... my xwife is being foreclosed on by CHASE she works 3 part time jobs and has a terrible disease called R.S.D. REFLEX SYMPATHETIC DISTROPHY and never complains about the AWFUL pain she's in but CHASE has messed up with so-called lost payments that r suddenly found after months and after foreclosure starts and thats just 1 of many other DECEITFUL practices that CHASE advocates please GOD IN HEAVEN somebody tell me where she can get help sincerely unemployed constuction guy

View more comments
Review
#196228 Review #196228 is a subjective opinion of poster.
Service
Chase Bank Mortgage
Loss
$136