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August 19, 2009Executive Office
Attn: Nancy Stoneman, VP
Mail Code IL1-6215
2500 Westfield Drive
Elgin, IL 60124
RE: Check Gallery VISA Account **** **** **** 3805
Thank you for the letter in response to my request for Chase to re-open my account they closed due to “no activity”. From the letter, I see you decided to not re-open my account but never said exactly why. Next time you might want to be clearer as to why the request to re-open an account was denied. But regardless, here’s my response to your letter.
First off, I am not some deadbeat consumer and I have a spotless credit history that spans some 20+ years. Have I ever been late, overdrawn, filed bankruptcy, or anything of the like? No, never, not with you or any other creditor…EVER. In times like this you should be lucky to have a customer like me on your books.
What makes this somewhat humorous is a few months ago you gave my small business a credit line and then decided to cut my personal line and close my account for “any reason” as you so kindly pointed out in your letter to me". As soon as my 0% free ride period is up that account will be closed by me, you don’t deserve a consumer like me, my business doesn’t need a bank like you and I personally don’t want to do business with Chase ever again/.
What’s so disturbing about all this is at the same time you treat good consumers like this you are getting $25 Billion in Federal TARP money (aka taxpayer money, aka my money) to bail out Chase since they mismanaged their business?. Glad I could spot you a few bucks, too bad you couldn’t pay it forward.. Chase is clearly a bunch of corporate crooks and it’s nice that you let it be known by all this|.
Since this is the end of our relationship, please stop sending myself and my business “pre approved” offers in the mail.. The next one that comes is being sent back to Chase with a brick attached to it!. Chase is paying for the postage aren’t they? Oh wait, that would be me and my TARP money I loaned Chase..
Regards,
Greg Wilkinson
Outstanding Consumer
1289b11
 Comments (26) |
| 1. Written by Scammed on September 13, 2011 from -, -, US Chase is haboring scams that are hiding in Arizona telemarketers. They have accounts with the scammers, Economic Freedom, My Choice Business Services, and what ever name they choose to call themselves while scamming the american people. Chase continues to not return the funds that were disputed when they were scammed by telemarketers out of Arizona. Do not do business with CHASE, they do not care about there customers, no matter how long you have been a 20 something customer with them. I did not even sign for the product, it was scammed from my household. How is that when I am the only signer on the card. All they say is it came out of your household. There is no product. Chase is ???? you fill in the work |
| 2. Written by Linda S. Johnson on July 19, 2010 from little rock, arkansas, US You continue to contact me and harrass me regarding a faudulent charge on my credit card that was reported to you on the date I received my statement, January 21, 2010. It has been filed with the local authorities and FBI, since the purchases were made out of state. According to the law, My obligation is for $50, if that since I reported it to you and canceled my card on January 21, 2010, yet you sent me another card which I shredded due to the amount that has been allowed to be placed by you without notifiying me of the over charges until they were done. My past charges with your company speak for themselves, I never charged those amounts and my only debt to you is as I said for the $1260.00 to Habits for Humanity which I am paying at $100.00 per month. If I receive any more harrassing calls from you then I will contact our attorney general's office for relief and the FCC will be notified of your conduct in this matter. I am the VICTIM not the abuser. If God brings you to it, He will get you through it" Linda S. Johnson |
| 3. Written by Ivan on November 24, 2009 from yorba linda, california, US My balance on the Chase CC was $ 2,900 out of $ 3,000 available. Chase closed the credit line stating that it is too risky to keep it open. I have tried to explain that they have $ 100 at risk and by closig it they put $ 2,900 at risk. It looks like people overthere who are responsible for making decisiion could not understand simple banking. Also, they could not understand that after closing LOC the balance becoming simple loan and, therefore, 29% they want to continue charging me is now usury. If politicians wanted really to help people, they would give Chase money in exchange for reducing customer balances. Instead taxpayer money were giving without strings attached. I think it is about time to make banks and politician alike accountable for their actions. They should pay out of their own pockets and plans and accounts. |
| 4. Written by ramsey on October 27, 2009 from austin, texas, US Join a credit union. Banks are a scam in general. |
| 5. Written by ramsey on October 27, 2009 from austin, texas, US I've also had the Chase debit card issued by Texas' unemployment insurance refused at gas stations. This is a new development, and it happened at two different companies on the same day, so I'm guessing the problem is Chase. My wife returned her AARP card from Chase after they raised the interest rate. |
| 6. Written by AKB on October 25, 2009 from nashville, tennessee, US I'm like the others...good credit, paid on time, paid more than minimal payment and they flat out cutoff my credit line. Called many times complaining. CHASE CAN KISS BIG O FAT A**! And I'm working hard to pay off what I owe. No telling what I might tell them whenever I mail my final payment. |
| 7. Written by All the banks are crooks on September 15, 2009 from tampa, florida, US Fia, Citi, Citi Group, Bank of America, Chase, the only one so far that I feel is a good bank is Wachovia/Wells Fargo see I use the term lightly because they raised interest from 0% to 8.75 that is very fair my fico is 600 because of the dam other banks cutting lines so it looks like you max out your cards. But we the people need to take a stand we vote in the political dip sticks and they don't help at all but give our tax money away to banks and car companys, Did you ever get a free loan or car? If everyone goes back to the old days pull the money out of the bank and but a safe keep it home we can bring all of them to the bottom then you will become Mr. Jone not a *** fico number. Good Luck |
| 8. Written by Tagalong on September 15, 2009 from empire, alabama, US I have had Chase cc for at least 20 yrs, always made my payments on time, mostly in full until the last few yrs. Then one day I get statement w/over limit fee, not having charged a thing! When I called them, they say my limit was lowered, which made it lower than what I owed, thus an over limit charge! I complained, they eventually raised the limit to just over what I owed (so nice of them), in the meantime, it went against my credit (which until then was great). Seems like every time I think I will get ahead, they lower my limits and it makes it look like I keep charging and charging! |
| 9. Written by Anton on September 14, 2009 from los angeles, california, US Few Months ago The “Generous” CHASE Bank took over WAMU… Now they prove to be the biggest scanners I ever know. End of July 2009 They inform met that my credit limit was lowered from 25,000 Dollars to 4,900. They listed the reason being that My account is to new I contacted and ask them what is too new “IS” ? Because I had it since 1998 A little over 11 years…..Never been late or over Drowned. They told me over the phone that I need a Credit report sent to them… I did sent the TRW report to them .It is already 2 months and no reply. IS THERE A BIGGER SCANNER THAT THE CHASE BANK? They went bagging for Federal money they do not use and go for more form us? Incidentally as a reply they sent to me a letter informing me that interest rates went up too… My Story…even true..I am asking any one can tell me WHAT we are going to do about it?.... Any Ideas? Anton |
| 10. Written by mishmash on September 12, 2009 from miami, florida, US OMG! I can't believe what I am reading on this site. My 19 yr. old daughter had an account with WAMU and they were a great bank as far as I could see from her account. The situation that happened with her is this - she has a checking account in which she deposits her measly part-time pay checks in every week; she also has a savings account with over $1500 in it. Now when it was WAMU, if she overdrew on her checking account they would automatically transfer the funds from her savings; apparently Chase doesn't do this. In July she made an $80 dollar payment to her little credit card with a $250 limit. There was not enough in her checking to cover it (short by $5); instead of transferring the money from her savings they returned it to the cc company as insufficient funds and charged her like $35 for the returned payment. The cc company submitted the payment again a few days later and again it was returned and the bank charged her. In addition the cc company charged her $37 a piece for each time it was returned, another $37 for overlimit fee (it went over the limit with the 2 $37 returned check fees), and another $37 for the payment now being late. Now her $250 limit card has a balance of nearly $500! I have been telling her to go to the bank and find out why they weren't transferring the money from the savings. After all I have read on here I am going to take her to the bank tomorrow and try to get some of these charges reversed. Then we are going to close her accounts there and take her business elsewhere. And beside all this, she says every time she goes in they are pushing their credit card on her saying that she's preapproved for a $1000 limit card. She is a college student with a part time job and they are trying to push her into a situation that could ruin the credit she has!! The business practices of these large corporations are downright thievery! |
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