chase class action

Hi William, I was a VA mortgage processer and the VA is correct. A modification cannot be done with you as the primary on the account. Your divorce decree should have a stipulation requiring that your spouse refinance into her name. Keep in mind that unless she is also eligible for VA loan benefits, the refi would require an appraisal and the amount refinanced would only be up to the appraised amount. Please be sure to have her refinance as your VA loan benefits cannot be reinstated until you do. You must be sure this loan is cleared on the VA books.

I am divorced and my ex was given the house via quick claim I was still named on the mortgage as primary borrower. My ex just had a loan modification done without my signature or knowledge. I am still listed as primary borrower. This was also a VA loan and VA said the modification was illegal without my signature but my only recourse was to employ an attorney. By the way the loan went from 30 years to 45 +. Chase basically told me,tough.

I had Chase take My loan money I had to brow from a load shark cause I was going to Buy a house on a short sale and couldnt get financed fast enough so I had to get it from the local shark, so I had made a truckpayment and the automated online payment system didnt just stop at one payment of $800.00 it took $28,000.00, not only did it screw Me up to where I didnt get the house, But they said we did everything We could to get You back Your money, I had to pay back the money to the shark, He ended up with one of My harleys to make sure My legs didnt get broken, they were out of the office over X-Mas last year and this is when it happen, My loss of over 7800.00 they said We didnt do anything wrong,, So I guess when I take a dump on their desk I can tell them I did not do any thing wrong,, Chase SUCKS!!!

Just finished paying those crooks off. Probably the worst customer service i have ever partially understood. And when i had it all paid off I called in and gave them an earfull. I know it was petty and resolved absolutely nothing but dang it felt good.

Chase Bank is the Biggest Bunch of Crooks on Wall Street and possibly the Planet. You can even detect the elitest attitude when arrogant Chase employees talk down to their inferior clients. These bums need an *** whipping, a pay cut and some major supervision. So far I have never spoken to anyone that speaks American English at Chase

I agree, Chase is all about Chase. I in fact had a similiar instance with them regarding a equity account. Mine was 250,000.00 I used the account to build a sell houses. Never a late payment. When the last house was sold they shut me down. Here's an even better one for you, they took 26,000.00 out of my checking account for a check that was a year old for improper signature. Now who keeps 26,000.00 in their checking account? So as a result all checks out there started bouncing like rubber! Oh they made it right, they covered the overdraft charges, but did nothing about their mistake on the improper endorsement, or my reputation. Never Use them!

USAA 1-800-531-8722

1: Resolution on Banking 

WHEREAS, the nation's largest banks were preserved from failure by federal aid, and excelled in markets revived by federal aid, realized vast profits even as the broader economy struggles to emerge from recession, and loan losses continue to mount1; and 

WHEREAS, CEO‘s from the major banks received large bonuses while in the midst of one of the worst recessions in American history2; and 

WHEREAS, JP Morgan Chase has reportedly overcharged deployed military service persons on their home mortgages and evicted a dozen military families3; and 

WHEREAS, smaller banks, community banks and credit unions with only 11% of the share of bank assets are responsible for over half of small business loans (56%) compared to the largest 20 banks who have 57% of the share of bank assets and only 18% of loans to small business4; and 

WHEREAS, the first apostles ―were of one heart and soul, and no one claimed private ownership of any possessions, but everything they owned was held in common…There was not a needy person among them, for as many as owned lands or houses sold them and brought the proceeds of what was sold. They laid it at the apostles‘ feet, and it was distributed to each as any had need. (Acts 4:32, 34, 35)‖; and 

WHEREAS, Jim Wallis, a social justice advocate in his 2010 book, Rediscovering Values – On Wall Street, Main Street, and Your Street stated, ―Perhaps the best counter to the culture of ‗greed is good‘ is an admonition that comes from the heart of our moral and religious traditions that remind us that ‗enough is enough.‖; and 

WHEREAS, investing in Lutheran financial institutions such as The ELCA Mission Investment Fund, The Lutheran Credit Union of America, Thrivent Financial for Lutherans, and the ELCA Foundation share our mission and values; therefore be it 

RESOLVED: That the Southwest California Synod, its congregations, social ministry organization, and congregation members be encouraged to invest in a Lutheran Financial institution, a local community bank, or a credit union. 

Jane Affonso, Trinity, Manhattan Beach 

Jack Biondolillo, Hill Ave. Grace, Pasadena 

Pr. Josh Ebener, Trinity, Long Beach 

Pr. Scott Fritz, Chapel of Peace, Inglewood 

Sharon Heck, St. Mark‘s, Hacienda Heights 

Ross McConnell, Trinity, Pasadena 

Ron Nelson, Christ, Long Beach 

Lillian Simons, First, Glendale 

Beverly Valdez, Angelica, Los Angeles 

Background Information on the Resolution on Banking: 

1 These major banks and financial institutions received over $245 billion in bailout funds with the largest banks (Bank of America, Citigroup, JP Morgan Chase, Wells Fargo, Goldman Sachs & Morgan Stanley) receiving a large portion of the bailout, each receiving between $10 billion to $50 billion. (ProPublica, The State of the Bailout: Bailout Scorecard, March 14, 2011) 

2 (Wall Street Journal, Banks Set for Record Pay, 1/14/2010 and Study by Wall Street Journal) 

3 (The Huffington Post, JPMorgan Chase Wrongly Forecloses On Military Families, Posted 1/18/2011; Video from NBC News) 

4 (Source: FDIC 3rd Quarter 2009) 

Here are some key findings from a report done by the National People‘s Action and the Public Accountability Initiative: 

 This year Bank of America is receiving an income tax refund of $666 million for 2010, according to its annual report filed in late February 2011. This is following a $3.5 billion refund reported in 2009. Bank of America's federal income tax benefit this year is roughly two times the Obama administration's proposed cuts to the Community Development Block Grant program ($299 million). 

 Six banks — Bank of America, Wells Fargo, Citigroup, JPMorgan Chase, Goldman Sachs, and Morgan Stanley together paid income tax at an approximate rate of 11% of their pre-tax US earnings in 2009 and 2010. Had they paid at 35%, what they are legally mandated to pay, the federal government would have received an additional $13 billion in tax revenue. This would cover more than two years of salaries for the 132,000 teacher jobs lost since the economic crisis began in 2008. 

 Wells Fargo reportedly received a $4 billion federal income tax refund on $18 billion in pre-tax income in 2009, and paid 7.5% of its pre-tax income of $19 billion in 2010 in federal taxes. Its net federal income tax benefit for 2009 and 2010 combined, $2.5 billion, is equal to the Obama administration's proposed cuts of 50% to the Low-Income Home Energy Assistance Program. 

 Banks use a variety of mechanisms to avoid corporate income taxes, including offshore tax shelters. 50% of the six banks' 1871 foreign subsidiaries are incorporated in jurisdictions that have been identified as offshore tax havens, such as the Cayman Islands. 

 Bank of America operates 371 tax-sheltered subsidiaries, more than any other big bank studied, and 204 subsidiaries in the Cayman Islands alone, according to its latest regulatory filings. 75% of Goldman Sachs's foreign subsidiaries are incorporated in offshore tax havens. 

 The banks' private banking arms also protect the wealth of rich clients from taxation thr

1: Resolution on Banking 

WHEREAS, the nation's largest banks were preserved from failure by federal aid, and excelled in markets revived by federal aid, realized vast profits even as the broader economy struggles to emerge from recession, and loan losses continue to mount1; and 

WHEREAS, CEO‘s from the major banks received large bonuses while in the midst of one of the worst recessions in American history2; and 

WHEREAS, JP Morgan Chase has reportedly overcharged deployed military service persons on their home mortgages and evicted a dozen military families3; and 

WHEREAS, smaller banks, community banks and credit unions with only 11% of the share of bank assets are responsible for over half of small business loans (56%) compared to the largest 20 banks who have 57% of the share of bank assets and only 18% of loans to small business4; and 

WHEREAS, the first apostles ―were of one heart and soul, and no one claimed private ownership of any possessions, but everything they owned was held in common…There was not a needy person among them, for as many as owned lands or houses sold them and brought the proceeds of what was sold. They laid it at the apostles‘ feet, and it was distributed to each as any had need. (Acts 4:32, 34, 35)‖; and 

WHEREAS, Jim Wallis, a social justice advocate in his 2010 book, Rediscovering Values – On Wall Street, Main Street, and Your Street stated, ―Perhaps the best counter to the culture of ‗greed is good‘ is an admonition that comes from the heart of our moral and religious traditions that remind us that ‗enough is enough.‖; and 

WHEREAS, investing in Lutheran financial institutions such as The ELCA Mission Investment Fund, The Lutheran Credit Union of America, Thrivent Financial for Lutherans, and the ELCA Foundation share our mission and values; therefore be it 

RESOLVED: That the Southwest California Synod, its congregations, social ministry organization, and congregation members be encouraged to invest in a Lutheran Financial institution, a local community bank, or a credit union. 

Jane Affonso, Trinity, Manhattan Beach 

Jack Biondolillo, Hill Ave. Grace, Pasadena 

Pr. Josh Ebener, Trinity, Long Beach 

Pr. Scott Fritz, Chapel of Peace, Inglewood 

Sharon Heck, St. Mark‘s, Hacienda Heights 

Ross McConnell, Trinity, Pasadena 

Ron Nelson, Christ, Long Beach 

Lillian Simons, First, Glendale 

Beverly Valdez, Angelica, Los Angeles 

Background Information on the Resolution on Banking: 

1 These major banks and financial institutions received over $245 billion in bailout funds with the largest banks (Bank of America, Citigroup, JP Morgan Chase, Wells Fargo, Goldman Sachs & Morgan Stanley) receiving a large portion of the bailout, each receiving between $10 billion to $50 billion. (ProPublica, The State of the Bailout: Bailout Scorecard, March 14, 2011) 

2 (Wall Street Journal, Banks Set for Record Pay, 1/14/2010 and Study by Wall Street Journal) 

3 (The Huffington Post, JPMorgan Chase Wrongly Forecloses On Military Families, Posted 1/18/2011; Video from NBC News) 

4 (Source: FDIC 3rd Quarter 2009) 

Here are some key findings from a report done by the National People‘s Action and the Public Accountability Initiative: 

 This year Bank of America is receiving an income tax refund of $666 million for 2010, according to its annual report filed in late February 2011. This is following a $3.5 billion refund reported in 2009. Bank of America's federal income tax benefit this year is roughly two times the Obama administration's proposed cuts to the Community Development Block Grant program ($299 million). 

 Six banks — Bank of America, Wells Fargo, Citigroup, JPMorgan Chase, Goldman Sachs, and Morgan Stanley together paid income tax at an approximate rate of 11% of their pre-tax US earnings in 2009 and 2010. Had they paid at 35%, what they are legally mandated to pay, the federal government would have received an additional $13 billion in tax revenue. This would cover more than two years of salaries for the 132,000 teacher jobs lost since the economic crisis began in 2008. 

 Wells Fargo reportedly received a $4 billion federal income tax refund on $18 billion in pre-tax income in 2009, and paid 7.5% of its pre-tax income of $19 billion in 2010 in federal taxes. Its net federal income tax benefit for 2009 and 2010 combined, $2.5 billion, is equal to the Obama administration's proposed cuts of 50% to the Low-Income Home Energy Assistance Program. 

 Banks use a variety of mechanisms to avoid corporate income taxes, including offshore tax shelters. 50% of the six banks' 1871 foreign subsidiaries are incorporated in jurisdictions that have been identified as offshore tax havens, such as the Cayman Islands. 

 Bank of America operates 371 tax-sheltered subsidiaries, more than any other big bank studied, and 204 subsidiaries in the Cayman Islands alone, according to its latest regulatory filings. 75% of Goldman Sachs's foreign subsidiaries are incorporated in offshore tax havens. 

 The banks' private banking arms also protect the wealth of rich clients from taxation thr

Hi OB1974, 

 

Are you in New York State?